Pavlović, Goran, Miloš Stojanović, Jasmina Gligorijević, Bojan Petrović, and Miodrag Šmelcerović. 2024. “HUMAN CAPITAL DYNAMICS: A CATALYST FOR BANK PROFITABILITY IN EMERGING MARKETS – A CASE STUDY OF SERBIA”. SCIENCE International Journal 3 (3):55-60. https://doi.org/10.35120/sciencej0303055p.